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Month: December 2020

Sen Elizabeth Warren Looking to Pass Major Bankruptcy Reform Legislation

Sen Elizabeth Warren Looking to Pass Major Bankruptcy Reform Legislation

Back in 2005, under the Administration of Bill Clinton, major changes in the bankruptcy laws were made that benefited creditors. The 2005 bankruptcy reform bill was signed into law by President George W. Bush. Bush and the Democratic controlled Congress at the time were heavily lobbied by the credit card industry. Senator Joe Biden voted in favor of the 2005 reform bill. Elizabeth Warren was a consumer rights advocate and Harvard Law professor at the time. Warren lobbied against the…

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Bankruptcy Filings Down In November 2020

Bankruptcy Filings Down In November 2020

Bankruptcy filings increase during times of high unemployment. This is the first time in history that bankruptcy filings have decreased with the increase in unemployment caused by COVID19. There were 3,200 chapter 7 bankruptcy filings in Connecticut in November, 2020. That figure is 33% less than Chapter 7 cases filed in November of 2019. Arkansas, Alabama, Nevada, and Tennesee have the highest per capita filings, with 3-4 people per 1000 filing for personal bankruptcy. Connecticut, Maine, Alaska, Montana, North Carolina,…

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